概述： 网银支付接口 和支付宝接口大体上差不多，主要的区别是 交通银行提供的 接口核心的比如，加密等是通过java实现的。所以，要想办法使php和java能正常的通信，为此。官方也提供了两套实现方法，一个是通过 socket 进行通信，另一个方法是通过 java 桥接。下面演示的是 socket方法： 1. 配置运行环境 1.1 安装java，自行到oracle官网下载 java，然后安装，并配置正确的 环境变量。 1.2 把 测试的证书导入到java 虚拟机； keytool " -import -keystore "java虚拟机放置证书的地址" -storepass changeit -alias test_bocommca -file "证书路径" 完成导入。 例子：keytool" -import -keystore "C:\Program Files\Java\jre1.5\lib\security\cacerts" -storepass changeit -alias test_bocommca -file "C:\socket\cert\test_root.cer" 1.3 修改配置文件（in/B2CMerchantSocket.xml）： 采用官方提供的测试 商号进行测试时，无需配置，否则要配置。具体看xml文件说明。 1.4 启动 socket 服务 window：启动 start.bat 及可； linux： 启动 ohup sh.start,sh& //使当前脚本脱离终端，并在后台运行。 2. 将网银集成到现有的系统： （以mvc的结构进行说明）：
2.1 将不变的参数 配置 写入配置文件：
$config [ 'interfaceVersion' ] = "1.0.0.0" ; #接口版本 $config [ 'tranType' ] = 0 ; #交易类别 0:B:C $config [ 'curType' ] = 'CNY' ; # 交易币种 $config [ 'notifyType' ] = 1 ; #0=不通知 1=通知 2=抓取 $config [ 'merURL' ] = "http://phpstar.cn/pay/notify" ; # 主动通知url $config [ 'goodsURL' = 'http://phpstar.cn/goods/1.html' ; #取货url $config [ 'jumpSeconds' ] = 3 ; #跳转时间 $config [ 'payBatchNo' ] = '' ; #商户批次号 $config [ 'proxyMerName' ] = '' ; #代理商家名字 $config [ 'proxyMerType' ] = '' ; #代理商类型 $config [ 'proxyMerCredentials' ]= '' ; #代理商家批次号 $config [ 'netType' ] = 0 ; #渠道编号 //以下是 新接口需要的参数 $config [ 'socketUrl' ] = "tcp://127.0.0.1:8891" ; #socket url $config [ 'merID' ] = '301310063009501' ; #商户id 30131006300950122.2 Model
/** * 交通银行支付类 */ class Bocom extends CI_Model { private $arrReturn = array (); private $socket ; public function __construct () { parent :: __construct (); //加载交通银行配置文件 $this -> config -> load ( 'bocom' ); $this -> socket = $this -> config -> item ( 'socketUrl' ); } /** * 支付方法 * * @param unknown $arr_data=array( * 'bill_no'=> * ) */ public function pay ( $arr_data ){ //获得表单传过来的数据 $this -> arrReturn [ 'interfaceVersion' ] = $this -> config -> item ( 'interfaceVersion' ); $this -> arrReturn [ 'merID' ] = $this -> config -> item ( 'merID' ); //商户号为固定 $this -> arrReturn [ 'orderid' ] = $arr_data [ 'bill_no' ]; $this -> arrReturn [ 'orderDate' ] = $arr_data [ 'bill_date' ]; $this -> arrReturn [ 'orderTime' ] = $arr_data [ 'bill_time' ]; $this -> arrReturn [ 'tranType' ] = $this -> config -> item ( 'tranType' ); $this -> arrReturn [ 'amount' ] = $arr_data [ 'bill_fee' ]; $this -> arrReturn [ 'curType' ] = $this -> config -> item ( 'curType' ); $this -> arrReturn [ 'orderContent' ] = isset ( $arr_data [ 'bill_title' ])? iconv ( 'utf-8' , 'gb2312' , $arr_data [ "bill_title" ]): '' ; #订单内容 $this -> arrReturn [ 'orderMono' ] = isset ( $arr_data [ 'bill_mono' ])? iconv ( 'utf-8' , 'gb2312' , $arr_data [ 'bill_mono' ]): '' ; #商家备注 $this -> arrReturn [ 'phdFlag' ] = isset ( $arr_data [ 'phpFlag' ])? $arr_data [ 'phpFlag' ]: '' ; $this -> arrReturn [ 'notifyType' ] = $this -> config -> item ( 'notifyType' ); $this -> arrReturn [ 'merURL' ] = $this -> config -> item ( 'merURL' ); $this -> arrReturn [ 'goodsURL' ] = $this -> config -> item ( 'goodsURL' ); $this -> arrReturn [ 'jumpSeconds' ] = $this -> config -> item ( 'jumpSeconds' ); $this -> arrReturn [ 'payBatchNo' ] = $this -> config -> item ( 'payBatchNo' ); $this -> arrReturn [ 'proxyMerName' ] = $this -> config -> item ( 'proxyMerName' ); $this -> arrReturn [ 'proxyMerType' ] = $this -> config -> item ( 'proxyMerType' ); $this -> arrReturn [ 'proxyMerCredentials' ]= $this -> config -> item ( 'proxyMerCredentials' ); $this -> arrReturn [ 'netType' ] = $this -> config -> item ( 'netType' ); //以下参数 不参与签名 $this -> arrReturn [ 'issBankNo' ] = isset ( $arr_data [ 'code_id' ])? trim ( $arr_data [ 'code_id' ]): '' ; $tranCode = "cb2200_sign" ; $source = '' ; $len = count ( $this -> arrReturn )- 1 ; $j = 1 ; foreach ( $this -> arrReturn as $v ){ if ( $j <= $len ){ $source .= $v . "|" ; } $j ++; } $source = substr ( $source , 0 , strlen ( $source )- 1 ); $fp = stream_socket_client ( $this -> socket , $errno , $errstr , 30 ); $retMsg = "" ; if (! $fp ) { log_message ( "info" , "socket连接失败" ); return false ; } else { $in = "<?xml version='1.0' encoding='gbk2312'?>" ; $in .= "<Message>" ; $in .= "<TranCode>" . $tranCode . "</TranCode>" ; $in .= "<MsgContent>" . $source . "</MsgContent>" ; $in .= "</Message>" ; fwrite ( $fp , $in ); while (! feof ( $fp )) { $retMsg = $retMsg . fgets ( $fp , 1024 ); } fclose ( $fp ); } if ( false !== $xml_arr = $this -> xmlParse ( $retMsg )){ if ( is_array ( $xml_arr )){ foreach ( $xml_arr as $k => $v ){ $this -> arrReturn [ $k ]= $v ; } } else { return false ; } } else { return false ; } return $this -> arrReturn ; } /** * 解析XML */ public function xmlParse ( $retMsg ){ $arr = array (); //解析返回xml $dom = new DOMDocument ; $dom -> loadXML ( $retMsg ); $retCode = $dom -> getElementsByTagName ( 'retCode' ); $retCode_value = $retCode -> item ( 0 )-> nodeValue ; $errMsg = $dom -> getElementsByTagName ( 'errMsg' ); $errMsg_value = $errMsg -> item ( 0 )-> nodeValue ; $signMsg = $dom -> getElementsByTagName ( 'signMsg' ); $signMsg_value = $signMsg -> item ( 0 )-> nodeValue ; $orderUrl = $dom -> getElementsByTagName ( 'orderUrl' ); $orderUrl_value = $orderUrl -> item ( 0 )-> nodeValue ; $MerchID = $dom -> getElementsByTagName ( 'MerchID' ); $merID = $MerchID -> item ( 0 )-> nodeValue ; if ( $retCode_value != "0" ){ log_message ( "info" , "交易返回码:" . $retCode_value ); log_message ( "info" , "交易错误信息:" . $errMsg_value ); return false ; } $arr [ 'merSignMsg' ] = $signMsg_value ; $arr [ 'merID' ] = $merID ; $arr [ 'orderUrl' ] = $orderUrl_value ; return $arr ; } /** * 交通银行 支付通知 * @return boolean|unknown */ public function notify (){ $tranCode = "cb2200_verify" ; if (! isset ( $_REQUEST [ 'notifyMsg' ])){ log_message ( "error" , "网银支付通知·非法请求" ); return false ; } $notifyMsg = $_REQUEST [ "notifyMsg" ]; log_message ( "error" , $notifyMsg . "回调...." ); $lastIndex = strripos ( $notifyMsg , "|" ); $signMsg = substr ( $notifyMsg , $lastIndex + 1 ); //签名信息 $srcMsg = substr ( $notifyMsg , 0 , $lastIndex + 1 ); //原文 $merID = $this -> config -> item ( 'merID' ); $fp = stream_socket_client ( $this -> socket , $errno , $errstr , 30 ); $retMsg = "" ; // if (! $fp ) { echo "$errstr ($errno)<br />\n" ; log_message ( "error" , "$errstr ($errno)<br />\n" ); } else { $in = "<?xml version='1.0' encoding='gb2312'?>" ; $in .= "<Message>" ; $in .= "<TranCode>" . $tranCode . "</TranCode>" ; $in .= "<merchantID>" . $merID . "</merchantID>" ; $in .= "<MsgContent>" . $notifyMsg . "</MsgContent>" ; $in .= "</Message>" ; fwrite ( $fp , $in ); while (! feof ( $fp )) { $retMsg = $retMsg . fgets ( $fp , 1024 ); } fclose ( $fp ); } //解析返回xml $dom = new DOMDocument ; $dom -> loadXML ( $retMsg ); $retCode = $dom -> getElementsByTagName ( 'retCode' ); $retCode_value = $retCode -> item ( 0 )-> nodeValue ; $errMsg = $dom -> getElementsByTagName ( 'errMsg' ); $errMsg_value = $errMsg -> item ( 0 )-> nodeValue ; if ( $retCode_value != '0' ) { log_message ( "error" , "交易错误信息：" . $errMsg_value . "<br>" ); return false ; } else { $arr = preg_split ( "/\|{1,}/" , $srcMsg ); if ( $arr [ 9 ]== "1" ){ return $this -> updateBill ( $arr [ 1 ]); } log_message ( "error" , "交易失败:" . $arr [ 13 ]. "<br/>" ); return false ; } } private function updateBill ( $billNo ){ // 更新 订单状态 } //end class } 2.3 控制器 $this -> load -> model ( "Bocom" ); 支付方法： $this -> arrData = $this -> Bocom -> pay ( $this -> data ); 通知： $this -> arrData = $this -> Bocom -> notify ();
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